Dirt Work Insurance
CONTRACTORS CHOICE AGENCY
Excavation & Earthmoving Specialists

Dirt Work Insurance
Built for Excavation
Contractors

General liability, equipment coverage, pollution liability, and more — packaged by specialists who understand what it means to push dirt for a living. Get a quote in 24 hours.

Get a Free Quote (844) 967-5247
Excavation contractor operating equipment
Licensed in All 50 States
A-Rated Carriers
Certificates Issued Same Day
No Middleman Markups
Excavation Specialists
500+
Dirt Contractors Insured
All 50
States Licensed
24hr
Quote Turnaround
15+
Years Experience

Coverage Built for Dirt Work

From small owner-operators to large excavation fleets, we match you with the right coverage at the right price.

General Liability
General Liability

Third-party bodily injury and property damage. Required by most GCs and project owners before you break ground.

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Inland Marine Equipment
Inland Marine Equipment

Your excavators, dozers, graders, and scrapers covered anywhere on the job site — not just at your yard.

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Commercial Auto
Commercial Auto

Dump trucks, lowboys, water trucks, and service rigs — commercial auto tailored for dirt contractors.

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Pollution Liability
Pollution Liability

Fuel spills, hydraulic oil releases, and soil contamination coverage for excavation operations.

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Workers Compensation
Workers Compensation

Covers your crew when injuries happen. Competitive rates for excavation-class employees.

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Underground Utility Damage
Underground Utility Damage

Protection when you strike buried utility lines — gas, electric, fiber — even with MISS DIG clearance.

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CCA insurance team helping excavation contractors
Why Contractors Choose Us

We Know Excavation — Not Just Insurance

Most insurance agents have never sat in the cab of an excavator or watched a fuel tank fail at a job site. We've built our practice around contractors who move earth for a living — and we understand your exposures.

Excavation-Specific Expertise
We know the difference between a grade-all, a bulldozer, and a motor grader — and how each one affects your policy.
Fast Quotes & Same-Day COIs
Quotes within 24 hours. Certificates issued immediately upon binding — no waiting for Monday morning.
Multiple A-Rated Carriers
We shop your risk across specialized contractors markets, not just one carrier.
Learn About CCA

How It Works

Three easy steps from first call to active coverage.

01
01

Request a Quote

Fill out our quick form or call us. Tell us about your business, equipment, and the work you do.

02
02

Review Your Options

We shop multiple A-rated carriers and present you with the best options for your specific risk profile.

03
03

Get Covered

Bind your policy online. Certificates issued same day. You're ready to work.

What Contractors Say

Real reviews from excavation and dirt work professionals.

"Josh got us covered after two other agents told us our underground utility exposure was too hard to place. Same day certificate, better price than our old GL-only policy."

Dale R.
Excavation Contractor, Texas

"We have $2.4M in iron on the books. CCA actually took the time to make sure every piece was scheduled properly. That kind of detail matters when you file a claim."

Marcus T.
Site-Prep Contractor, Ohio

"The pollution liability piece was what I needed to win a DOT project. CCA placed it in two days. That job paid for three years of premiums."

Kevin S.
Grading Contractor, Georgia

Frequently Asked Questions

Common questions from dirt contractors about insurance coverage.

Ready to Get Covered?

Get a free, no-obligation quote from specialists who know the excavation industry. Licensed in all 50 states.

Get a Free Quote (844) 967-5247